Eureko Annual Report 2009

Eureko Annual Report 2009

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Business line Non-Life - goals 2010 and beyond

Source: Chapter Business line Non-life, page 27

Increase profitable market share in the Netherlands, reduce expense ratio, mainly through complexity reduction in IT systems...

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Business line Non-life - results

Source: Chapter Business line Non-life, page 27

Our Non-life business comprises a full range of Property and Casualty products and, from 2009, includes Occupational Health or Income Protection insurance.

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Business line Non-Life - Market reviews and operating results

Source: Chapter Business line Non-life, page 28

The Dutch Non-life market is saturated and competition is fierce. New web-based providers, specifically in the motor segment, but also in home insurance, are targeting individual customers, competing on price.

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Business line Non Life - Bank channel

Source: Chapter Business line Non-life, page 29

Our bank distributor Interpolis ranks top of the customer-preferred Non-life insurer table.

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Business line Non-Life - Direct channel

Source: Chapter Business line Non-life, page 29

We are market leader in direct distribution, with an estimated market share of 7% in Non-life (Property and Casualty).

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Business line Non-Life - Broker channel

Source: Chapter Business line Non-life, page 29

Through our Avéro Achmea brand, we serve more than 3,000 brokers.

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Business line Non-Life - Income protection

Source: Chapter Business line Non-life, page 29

Often known as Occupational Health insurance, Achmea is a top three player in Income Protection, with an estimated 19% market share.

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Business line Non-Life - Our European markets

Source: Chapter Business line Non-life, page 30

Acquired in 2007, Eureko Sigorta Turkey currently ranks seventh among the top 10 Non-life providers.

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Segment consolidated statement of financial position

Source: Chapter Notes to the Consolidated Financial Statements, page 31

Segment consolidated statement of financial position

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Segment consolidated income statement

Source: Chapter Notes to the Consolidated Financial Statements, page 33

Segment consolidated income statement

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